Buyer & Investor Calculators
The math you'd otherwise pay for.
Every calculator is client-side, indicative, and uses the same benchmark data as AlphaScore. Verify with a chartered accountant for tax specifics.
EMI Calculator
Monthly EMI, total interest, and total outflow over the loan tenure.
Monthly EMI
₹1,32,557
Total Interest
₹1,68,13,586
Total Outflow
₹3,18,13,586
Karnataka Stamp Duty
Tiered stamp duty + cess + BBMP surcharge + registration for Bengaluru.
Stamp duty (tiered)₹6,40,000
Cess₹3,200
BBMP surcharge₹3,200
Registration₹1,50,000
Total registration cost₹7,96,400
Bengaluru rates: 2% (≤₹20L), 3% (₹20L–₹45L), 5% (>₹45L) + 0.5% cess + 0.5% BBMP + 1% reg. Verify with sub-registrar.
Rent vs Buy
Indicative net-outflow comparison over your holding horizon.
Buy · Total outflow
₹1,19,07,804
Buy · Property value @ exit
₹2,57,07,364
Rent · Total over hold
₹45,32,672
Advantage
Buy by ₹45,32,672
Simplified model. Ignores maintenance, taxes, opportunity cost of down payment, and mid-tenure prepayments. Use the Investor Dashboard for full IRR + 4-scenario analysis.
Deeper Analysis
For the full 15-pillar decision + AI narrative + PDF Decision Record.
These calculators are a start. When you're evaluating a specific listing, run the full AlphaScore — it adds title verification, developer track record, RERA compliance, connectivity, corridor benchmarks, negotiation band, true-cost, and an AI narrative to the same numbers.